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GenZtressed: Why “Doing Okay” May Be the Most Overlooked Student Risk

  • March 27, 2026
  • Gina Katzmark
College student sitting on grass and looking at phone

Table of Contents

  • Why can academic confidence mask vulnerability?
  • What does the “quiet middle” look like?
  • Why grades often arrive too late to signal student distress
  • What early non-academic signals show students may be at risk?
    • 1. Lack of belonging is a leading indicator
    • 2. Directional uncertainty drives quiet drift
    • 3. “Disharmony” outside the classroom is where risk accumulates
  • Recognizing signs of risk earlier (and at scale) requires multiple entry points
  • Better questions than “Are you okay?” to ask students about how they feel

Overview

Many students who say they are “doing okay” are not in immediate crisis, but they may still be at risk of drifting away from campus life. Explore how campus-wide systems of care with multiple entry points and clear referral pathways, and specific, low-friction questions (beyond “Are you okay?”) can surface needs sooner.

After the first semester, many students aren’t failing. They aren’t in crisis. They aren’t visibly disengaged. Instead, they describe themselves as “fine,” “okay,” or “getting by.”

In TimelyCare’s national study of 1,086 undergraduates at four-year colleges and universities, “doing okay/getting by” wasn’t a small slice of the population. It was the most common response. Nearly half (45%) of students said this best described their overall college experience right now.

That neutral sentiment can feel reassuring, especially when grades look steady. But the data (and the lived reality on campuses) suggest the opposite: neutral doesn’t necessarily mean safe.

In the GenZtressed webinar “Why ‘Doing Okay’ May Be the Most Overlooked Student Risk”, Inside Higher Ed’s Joshua Bay moderated a candid conversation with Claflin University’s Dr. Leroy A. Durant and Purdue University Global’s Dr. Karen McGregor about why traditional success metrics can miss the students most likely to drift and what leaders can do earlier, at scale, to identify and support them.

Why can academic confidence mask vulnerability?

Even among students who reported a 3.0 GPA or higher, 31% said they’ve seriously considered transferring, and 22% said they’ve seriously considered dropping out.

These metrics are some of the clearest insights from the national study that academic stability has become a less reliable proxy for well-being and that “fine” needs a new interpretation.

Because “doing okay” often sits at the intersection of quiet burnout, waning belonging, and uncertainty about the future, signals that typically don’t show up in early alerts until much later. Many early indicators emerge as “subtle shifts” in experience, long before academic performance declines or students seek help.

What does the “quiet middle” look like?

The “quiet middle” of college students doesn’t have the obvious indicators that get flagged, like failing grades, crisis referrals, and visible disengagement. They may be showing up to class, submitting work, and avoiding attention. But they can still be carrying non-academic challenges in the background, such as work hours, financial pressure, family responsibilities, isolation, or mental load.

When asked by moderator Joshua Bay about what this quiet middle actually looks like, McGregor’s answer simplified the point: “They probably look like everybody else.”

Durant described the same dynamic from a residential campus perspective. Even when academics look stable, “they look normal, but they are not normal.”

That mismatch between surface-level stability and underlying strain is one reason “doing okay” can become a blind spot. Institutions track what they can see, such as utilization, conduct, grades, and formal alerts. But the report notes that these systems are “reactive by design,” and often miss the quieter signals that precede disengagement.

Why grades often arrive too late to signal student distress

As the discussion moved into detection, the panelists returned repeatedly to a hard truth: by the time grades drop, multiple challenges may already be compounding.

McGregor described why “so-called early alerts” tied to grades can still be late-stage signals, because academic decline often reflects a pile-up of financial, emotional, logistical, or relational issues rather than a single academic struggle.

Durant added that his team looks for early engagement shifts, especially attendance patterns, because attendance can be observable before grades catch up.

McGregor agreed and named the common thread these signals: behavior change. If a student was engaged and is now less engaged, that shift can be an early indicator worth acting on.

The takeaway for leaders: a dashboard of risk inidicators built primarily on academic performance is still necessary, but it’s not sufficient. If we wait for academic decline to confirm risk, we’re often intervening when the effort required to re-engage is higher, the relationship is weaker, and the student’s exit plan may already be forming.

What early non-academic signals show students may be at risk?

The report is explicit about what institutions often miss before a student shows up in a risk system: emotional depletion not yet at a crisis level, gradual loss of belonging, growing uncertainty about direction, and silent withdrawal from campus life.

In the webinar, those themes came to life in practical, observable ways.

1. Lack of belonging is a leading indicator

Both panelists described belonging as foundational, but also fragile, especially for commuters, students in “plan B” enrollment scenarios, and students navigating isolation.

McGregor described belonging as a feeling that depends on whether students feel “seen” and “valued,” rather than processed as a transaction.

Durant shared what fostering belonging looks like in practice: being present in residence halls, “knocking on doors,” casually talking with students, and asking direct questions like whether they feel they belong, and what would help.

2. Directional uncertainty drives quiet drift

When students are uncertain about their path, disengagement can begin even if academic performance remains strong.

The report highlights that, among students who said they were “doing okay,” 14% reported they are not confident they will return next year. That’s the kind of early signal that rarely triggers an alert, and yet it can have material consequences for persistence.

3. “Disharmony” outside the classroom is where risk accumulates

McGregor offered a helpful lens for assessing student experience: looking for where life responsibilities fall out of “harmony,” and how quickly institutions can surface and respond to that “disharmony.”

For many institutions, this requires expanding the definition of “student success” beyond academics because what’s undermining persistence may be basic needs, finances, time constraints, caregiving responsibilities, or stress that feels “manageable” until it isn’t.

Recognizing signs of risk earlier (and at scale) requires multiple entry points

A core concept McGregor repeated was building a “system of care” with multiple entry points so that the burden of detection and referral doesn’t rest on a single office or channel.

Faculty, advisors, student-facing staff, and peer leaders all play roles in noticing shifts and guiding students toward support, especially when there’s a clear referral pathway.

McGregor described a structured professional development approach that helped faculty recognize non-academic signs, lean into conversations, and route students into support systems without expecting faculty to “solve” the problem themselves.

Durant emphasized culture: turning the whole campus into a connected ecosystem where more people notice changes, record context, and coordinate around student support because retention is no longer a one-office job.

Better questions than “Are you okay?” to ask students about how they feel

Most students will default to “I’m fine” if you ask broad questions. McGregor put it plainly: the reflex answer to “Are you okay?” is usually yes, so the question needs to be more specific.

She offered two examples that institutions can adapt into check-ins, advising conversations, or peer outreach:

  • “How are you feeling about your academics today?”
  • “What’s something that might get in the way of you completing your coursework this week?”

Durant shared his own relationship-first approach: starting with a human question that builds comfort—“How is your family doing?”—before moving into the deeper conversation.

The broader lesson is that earlier listening isn’t only about data collection. Listening is about creating low-friction moments where students can answer honestly before disengagement hardens into a decision.

Want to hear the full conversation and more practical examples of how leaders are identifying and supporting the “quiet middle”? Watch the webinar, GenZtressed: Why “Doing Okay” May Be the Most Overlooked Student Risk on demand.

Explore TimelyPulse

If you’re looking for a scalable way to identify the “doing okay” students who are quietly drifting and connect them to support earlier, request a TimelyPulse demo to see how proactive check-ins and actionable insight can strengthen persistence, wellbeing, and belonging.

Request a Demo

Key Takeaways

  • “Doing okay” is the largest student segment and often the least visible retention risk.
  • Academic stability doesn’t equal well-being: among students with a 3.0+ GPA, 31% considered transferring and 22% considered dropping out.
  • Leaders are shifting from reactive alerts to earlier signals like belonging, behavioral shifts, and directional uncertainty, as well as scalable ways to listen.

FAQs

Why can "doing okay/getting by" be a risk signal, not a reassurance?

In TimelyCare’s study, 45% of students said they were “doing okay/getting by,” yet many in that group were considering leaving. Even among students with a 3.0+ GPA, 31% had seriously considered transferring, and 22% had considered dropping out. “Okay” can hide burnout, fading belonging, and uncertainty that may not show up in traditional alerts right away.

What does the "quiet middle" look like, and why is it overlooked?

These students often look fine on the surface. They attend class, submit work, and avoid attention. But they may also be carrying work, financial pressure, family responsibilities, isolation, or mental load. Because most systems track visible signals like grades, referrals, and utilization, this group can be easy to miss.

Why are grades and GPA not reliable early indicators of risk?

By the time grades slip, several non-academic challenges may already be building. Grade-based alerts can still be late-stage signals. Changes in attendance and engagement often appear earlier, and can give institutions a better chance to intervene before risk deepens.

What early, non-academic signals should campuses watch for?

Key signals include weaker belonging, uncertainty about direction, and growing strain outside the classroom. Among students who were “doing okay,” 14% said they were not confident they would return next year. These risks often show up first as quieter changes in connection, participation, and follow-through.

How can institutions support the "quiet middle" earlier and at scale?

Build a system of care with multiple entry points. Faculty, advisors, staff, and peer leaders should be equipped to notice shifts, check in, and connect students to support through clear referral pathways. Institutions should pair academic dashboards with insight into belonging, attendance, and engagement.

What should staff ask instead of "Are you okay?"

Ask specific questions that make it easier for students to answer honestly. For example: “How are you feeling about your academics today?” or “What might get in the way of completing your coursework this week?” Questions like “How is your family doing?” can also open the door to more meaningful conversation.

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Gina Katzmark

Director of Strategic Communications

As director of strategic communications, Gina Katzmark enhances the TimelyCare brand by driving editorial content, media relations, and social media strategy.

Gina’s professional career spans more than two decades. She most recently held strategic communications leadership positions for research and consultancy organizations and in higher education at Wake Forest University and the University of Minnesota-Duluth.

A specialist in data-driven, solution-oriented storytelling, she is an Emmy award-winning journalist who started her communications career in television news as a reporter, producer, and news director.

Gina is a member of the Forbes Communications Council and completed leadership training at the Center for Creative Leadership and the Poynter Institute for Media Studies. She has an MBA from Wake Forest University and a B.A. in journalism from the University of Wisconsin-Eau Claire. Gina is based in Charlotte, North Carolina.

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